Snapchat

How to Make Money on Snapchat: 12 Updated Methods for 2026

Updated on:
January 30, 2026
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In 2026, there are tons of proven ways to make money on Snapchat. The most common way to get paid from Snapchat is by joining the official monetization program for revenue share. Apart from that, some other significant methods are Snapchat-native brand partnerships, merchandise selling, and affiliate marketing. Snapchat is no longer a casual messaging app for the young generations aged between 18 and 34.

Thousands of followers aren’t the only criterion to earn from this platform. You need to pick the right model and track growth properly to create a stable money flow from your personal Snapchat account. 

Today, we’re showing you the 12 most effective ways. You can apply multiple models at a time if you want. Besides, you’ll also learn how to track performance and strategize to maximize your growth. 

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Snapchat Monetization Requirements

Snapchat Monetization Requirements

Snapchat’s generous pay comes with equally demanding requirements to get you into their Monetization Program. However, if you manage to meet these bars once, you’ll barely ever need to worry about the paycheck again.

How Do I Know if My Snapchat Is Eligible to Monetize?

Your Snapchat account is eligible to monetize if you have at least 50k followers, AND one of these in the last 28 days:

  • 1. 12 million Snap views
  • 2. 1 million Spotlight views
  • 3. 12,000 hours of view time (on either of them)

Once you have those covered, you must also be consistent on their platform to maintain your status. Snapchat’s official docs mention posting at least 25 times per month to either Saved Stories or Spotlight, AND must have posted to Spotlight or Public Stories at least 12 days out of the last 28 days (Source: Snapchat Monetization Program policies)

Geographic positioning matters because Snapchat only has monetization available in its approved regions. You also need to be a Snap Star in order to be eligible (Snapchat has its own guide on it, which you can access here).

These, however, don’t apply if you're going for out-of-platform income streams where you get paid by sales or your viewers. For brand partnerships, your content just needs to be advertiser-friendly or brand-safe.

If you want to qualify as fast as possible, learn proven ways to grow your Snapchat audience.

12 Ways to Make Money on Snapchat in 2026

While everyone else is busy chasing TikTok Trends to make money, Snapchat has built its own closed-loop system, which pays you better for more quality content. But only if you know how to work it right:

1. Snapchat Monetization Program (Stories and Spotlight)

This is the “default” earning method. Snapchat’s (unified) Monetization Program allows you to earn money through the stories you post and spotlights you share. 

Payouts can vary (check FAQs for more info) depending on your views and watch time. The ad revenue system works like this: between your and other creators’ posts, advertisers’ ads play. The revenue earned from the advertisers is then shared between you, Snapchat, and other creators equally. 

It takes about 14 days for you to cash out, the minimum threshold is 100 USD. Tax processing and payout gateway might cause more delays even after Snapchat has finished processing your payment.

2. Snapchat Spotlight Earnings

Snapchat Spotlight Earnings

Spotlight earnings are in their own separate league, and the way they are distributed is a bit different than stories. Content is shown based on engagement signals, not follower count. Videos that hook viewers immediately, use trending sounds, and maintain fast pacing consistently outperform others. Which means you have a decent chance at going viral. Fun fact: spotlights that go viral can even earn thousands overnight. 

However, you don’t always need to have viral hits. A steady income stream is built upon regular views, rather than one-time-hits. So, don’t be disappointed if only one of your videos goes viral once in a while.

3. Premium Snapchat Content and Subscriptions

You can gatekeep mini-courses, exclusive pictures/videos, collectible assets, or lead magnets behind a paywall. You could open a Patreon or Buy Me A Coffee account and have people pay you there for premium access to content inside Snapchat (or outside if you’re using Snapchat as a funnel only). 

For followers, you could charge less than for newcomers. Do your best to make your followers feel special; make something worth purchasing. Do not overpromise and underdeliver; that will only make you lose the trust of your audience.

4. Brand Partnerships and Sponsored Content

Brand Partnerships and Sponsored Content

Brands are thirsty for the raw, authentic, personal vibe of Snapchat. Unlike the overly polished IG aesthetic, Snap deals focus on "friend-to-friend" recommendations. You should definitely know how audience scale impacts these opportunities before signing your first contract.

  • Check the Creator Marketplace to connect with verified brands.
  • Always include #ad to keep things transparent.
  • Negotiate based on engagement rates, not just your follower count.

We highly recommend doing focused research in your niche before making brand deals.

5. Affiliate Marketing on Snapchat

Whether it’s tech gear or fits, affiliate marketing is the ultimate passive income. Since Snap lets you link directly, the friction between "seeing it" and "buying it" is basically non-existent. Keep in mind that:

  • 1. If you’re sponsored and earning a commission from sales, disclose that it’s an AD.
  • 2. If you’re not sponsored but earning a commission from sales (just doing it by yourself), no need to mark it as an AD.

6. Selling Your Own Products or Services

Digital products, physical goods, and services all thrive on Snapchat when promoted through Stories. Use Stories as a soft sales funnel: educate first, build trust, then direct viewers to external checkout platforms. Translating followers into traffic and sales requires a strategy beyond just posting content.

7. Paid Shoutouts and Promotions

If you’ve got the reach, smaller creators will pay for a slice of your spotlight. Just don't overdo it. If your Story looks like a 24-hour commercial break, your engagement will be nonexistent. For this one, you have to grow your own channel first.

8. Sponsored AR Lenses and Filters

Sponsored AR Lenses and Filters

Nothing much to say here if you’re already familiar with how Snapchat works. Brands pay real money to have a custom lens made for them because it usually helps them get exposure easily. If you have the skills, this is the right path for you:

  • Design custom AR experiences for local events or brands.
  • Monetize through the Lens Studio developer rewards program.
  • Create "viral" filters that users naturally want to share.

9. Managing Snapchat Ads and Geofilters for Businesses

Local businesses and SMEs often lack the technical bandwidth to navigate the Snapchat Ads Manager. By offering management services, you drive foot traffic for the company and build brand awareness through targeted campaigns. This service is particularly lucrative as a retainer-based model. Make sure to always stay updated with current social media trends to stay ahead of the curve and ensure your clients' ad spend actually converts.

10. Snapchat Account Management Services

Account managers handle content planning, analytics, and engagement for businesses or personal brands. In 2026, small businesses, scaling influencers, and agencies hire Snapchat managers regularly. Build your portfolio by managing a few accounts at a discount, then use case studies to attract paying clients. A strong foundation in social media strategy makes you far more effective in this role.

11. Snapchat Sounds Creator Fund

If you have a knack for making music or creating meme-worthy sounds, Snapchat is ready to grant you a fund. Well, sort of. They won’t pay you just to make sounds, but you can get grants (starting from $2,500) if your sound becomes trending/viral. 

There are conditions, of course. You have to be an independent creator in an eligible country (check out their T&C here), and distribute your original audio through DistroKid or UnitedMasters directly to Snap’s library.

This is a decent, and potentially an amazing opportunity for upcoming musicians or people with a good sense of humor and trend.

12. Promote Businesses on Snap Map

Promote Businesses on Snap Map

Snapchat Sounds Creator Fund may sound like a gamble (because it is), but this new gig idea isn’t. 

Snapchat released “Promoted Places” a while ago, but you’ll find that rarely any business is using it, missing out on a big foot traffic. Some businesses might have a pin; however, they usually consist of a few outdated, unappealing pictures. Not very helpful in attracting younger customers.

You can change this and make money by simply making them look cool. Bonus if you are a photographer and can take pictures for them. You charge the owner a fee to "take over" their location’s pin. Then post Snaps to their Place Profile so that when people are nearby, they actually see a reason to stop at their store.

This gig can be pretty flexible depending on your creativity. You can charge anywhere from stores and restaurants to more luxurious businesses by helping them appeal to a younger customer base.

Understanding Snapchat Monetization Basics

Making money on Snapchat is possible, but it comes with some regulations. Let’s talk about them now. 

Is Snapchat Profitable in 2026?

Is Snapchat Profitable in 2026?

The short answer is: Yes, Snapchat is very much still profitable in 2026. To this day, Snapchat continues to gain more and more young, highly interactive users with very frequent app opens and strong private interactions. 

There’s less saturation of content than TikTok, Instagram, or YouTube Shorts, which means you have a good chance of getting noticed with niche & educational content. 

You’ll find that service-based and off-platform income streams are pretty common in Snapchat, which means you gain your traffic on the platform and monetize it through separate means.

Learn why followers matter and how they affect reach and monetization in this breakdown.

How Do You Get Paid on Snapchat?

There are multiple ways you can earn and get paid on Snapchat. Firstly, you have ad revenue. You can get paid directly by Snapchat if you use your spotlight and stories to earn from advertising revenue sharing. 

Since Snapchat content is pretty niche, you also have a higher chance of getting noticed by brands. Which means you get paid by making sponsored content and Creator Marketplace deals. If you’re unfamiliar with what Creator Marketplace is, check out this article by Snapchat

You can probably catch on by now that earning on Snapchat is all about engagement. Like most other platforms, you can also earn through affiliate links, product sales, dropshipping, subscriptions, or even offering services. 

These income streams exist independently, regardless of which platform you use. Snapchat simply has a higher chance of getting you that bag.

This social media guide by Socialplug will help you get a general idea of how to grow your audience across any platform.

How Much Does Snapchat Pay Creators?

How Much Does Snapchat Pay Creators?

It depends on your views, watch time, region (countries), and engagement quality (your audience likes, comments, shares, or the ratio per view). 

For a simple explanation: Stories’ revenue is tied to ad impressions (how many people see the ad) and audience retention (how many people stay to watch your story). 

On the other hand, brand deals depend heavily on your niche authority AND your following quality, instead of follower or view count alone.

The same goes for servicing and other income streams; if you don’t have an active audience, it’s hard to profit from Snapchat. 

How to Maximize Your Snapchat Earnings

Bravo, if you have managed to make it this far! Now that you know how to make money off Snapchat, let’s show you how to make the most out of your Snapchat Monetization.

Building an Engaged Audience

  • Even if views drop, don’t get discouraged. Stay consistent—and if possible, increase posting frequency—while maintaining content quality at all times.
  • Use Snapchat’s built-in filters, captions, effects, and creative tools to keep your audience engaged and signal consistency to the algorithm.
  • Encourage interaction through polls, questions, comments, and shares—focus on public engagement instead of treating posts like one-way broadcasts.

Content Quality and Format Optimization

  • Short-form videos with tight, satisfying pacing help maintain high viewer retention.
  • Use built-in editing tools to introduce a new visual or sound element every few seconds to keep viewers engaged.
  • Prompt viewers to take a specific action during the video—such as liking, sharing, or commenting.
  • Use lenses, captions, and strong hooks strategically; many tutorials online break these techniques down step by step.
  • Sequence your stories: Posting multiple connected stories around a single event often performs surprisingly well, especially for beginners.

Cross-Platform Growth Strategy

  • Snapchat rewards creators who bring audiences from other platforms. Build your presence elsewhere and funnel that traffic directly to Snapchat.
  • Position your Snapchat as an exclusive space where followers get personal interaction and behind-the-scenes content they can’t find elsewhere.

If you’re curious about how to gain followers across all social media platforms, Socialplug has done the research for you in this blog post.

Analytics and Performance Tracking

Analytics and Performance Tracking

  • To increase Snapchat earnings, move beyond “vanity metrics” like total views and focus on the data points that directly impact payouts.
  • Pay close attention to completion rates and shares, as these strongly signal content quality and promotion-worthiness to the algorithm.
  • Track long-term trends to identify which topics or formats consistently drive engagement and sustainable growth.

By spotting these trends, you can stop guessing and start creating the exact type of content that maximizes your monetization potential.

Professional and Compliance Considerations

  • Treat your Snapchat account like a professional business to maintain stable and predictable revenue.
  • Stay transparent with your audience by clearly disclosing brand deals, sponsorships, or gifted products.
  • Remain familiar with Snapchat’s payment policies and prioritize content that is suitable for all audiences.

Common Mistakes That Limit Snapchat Earnings

Common Mistakes That Limit Snapchat Earnings

The biggest mistake new Snap Stars make is ignoring the official rulebook once they start getting paid. To keep the revenue flowing and stay on Snapchat’s good side, you need to follow their play-by-play. We’ve broken down their top tips into these easy-to-follow guidelines:

  • Posting inconsistently: If you don’t follow a consistent posting schedule, you reset algorithm trust and risk losing monetization altogether.
  • Overloading Stories with promotions: Best practice is to use highlights or selectively publish sponsored content if you work with multiple sponsors.
  • Ignoring performance data: Never overlook analytics if you’re running a social media account with the goal of growth.
  • Treating Snapchat like other platforms: Respect Snapchat’s native behavior. Use its built-in features and try to record and edit directly within the app whenever possible.

Grow Your Snapchat Accounts with Socialplug

Conclusion

Making money on Snapchat in 2026 comes down to choosing the right monetization model and executing it consistently. While platform payouts can be effective, many creators earn more reliably through brand partnerships, affiliate offers, and service-based income streams that align with their audience and content style. 

Treating Snapchat as a long-term channel rather than a quick-win platform will lead to stronger engagement, compounding results, and more predictable revenue over time.

Frequently Asked Questions

How many followers on Snapchat do you need to get paid?

You need at least 50,000 followers to get paid on Snapchat officially. Follower count is not a barrier if you’re pursuing other methods of income.

How much does Snapchat pay per 1,000 views?

On Snapchat Spotlight, you get roughly $1 to $5 per 1,000 views, or about $1,000 to $5,000 for per million. Payouts can vary depending on multiple factors.

What content performs best for Snapchat monetization?

Fast-paced, niche, and high-quality Spotlights and Stories perform best on Snapchat. Snapchat’s algorithm prioritizes content that uses native creative tools like Lenses, Filters, and Music.

Can you make money on Snapchat without a large following?

Yes. With brand sponsorships and platform-independent methods (services, commissions, products, courses, affiliates, etc.), you can earn a decent amount of money without a huge following.

How long does it take to receive Snapchat payouts?

It usually takes about 4-5 weeks to receive your funds for the first time. After a 14-day hold, you can cash out a minimum of $100, which takes 14+ days.

David Ryabchikov

About The Author

David Ryabchikov

David, based in Tallinn, Estonia, serves as the CEO and Head of Growth at Socialplug.io. A recent graduate from TalTech – Tallinn University of Technology with a degree in IT & Business, he brings extensive technical expertise from his background in development and CTO roles. David specializes in technical leadership, product development, and scaling technology-driven businesses. When not building innovative solutions, he enjoys sharing insights on algorithms and social media optimization strategies.

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Jack Bellingham

Great tips! I never realized how much engagement impacts growth more than just posting frequently. I've been focusing only on content, but now I see how interacting with my audience can make a difference. Time to step up my strategy!

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Nicholas Feyenoord

Super helpful article! I always thought Facebook Groups were just for discussions and never really considered them as a tool for growing followers. The idea of actively engaging and sharing valuable content in relevant groups makes so much sense. I'll definitely start participating more and see how it impacts my page. Thanks for the great advice!

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